Commercial Lending
When seeking out a corporate lawyer for a matter involving commercial lending you need to know that your concerns will be addressed thoroughly and promptly.
Commercial lending involves tight deadlines and precise details, and our lawvers have vears of expenience handling these matters effectively. Our British Columbia commercial lending lawyers are experienced and knowledgeable in all matters involving commercial lending and are trusted as experts who address the concerns of all.
Whether you are a bank or credit union acting as a creditor, or a business owner looking to secure financing. our staff will ensure that your needs are met.
Our Commercial Lending Team
At ZM our partners lead the way and consult on all cases to ensure competence and diligence. With decades of combined experience across various practice areas, our legal team brings expertise, dedication, and a proven track record of success to every case we handle
Brittany
Partner
J. Luke
Managing Partner
Rhyanna
Associate
Logan
Associate
Understanding Business Structures
Sole Proprietorship
A sole proprietorship is the most basic form of business structure, where the business is owned and operated by a single individual. This structure offers simpler control but also means that the owner is personally liable for all debts and obligations of the business.
Corporations
Corporations are the most common business structure for businesses in British Columbia progressing beyond a sole proprietorship. They offer limited liability to their shareholders, meaning that personal assets are protected from business debts. They also provide opportunities for tax deferment, allowing businesses to roll profits back into the growth of the business.
General Partnership
In a general partnership, two or more individuals share ownership of a business. Each partner contributes to the business and shares in the profits and losses. However, each partner is also personally liable for the debts and obligations of the partnership.
Limited Partnership
A limited partnership consists of one or more general partners, who manage the business and are personally liable for its debts, and one or more limited partners, who contribute capital and share in the profits but have limited liability.
Joint Venture
A joint venture is a business arrangement in which two or more parties in British Columbia agree to pool their resources for a specific project or business activity. Each party retains its separate legal status and is only responsible for its obligations under the joint venture agreement.
Maintaining Your Business Structure
Once you have chosen the appropriate structure for your business, it is essential to maintain it properly. This includes keeping accurate and up-to-date records, filing necessary documents, and complying with ongoing legal requirements in British Columbia.
Business Structure Consultation:
We help you decide which business structure is best suited for your specific situation, considering factors like liability, taxation, and future goals.
Incorporation Services:
We handle the incorporation of corporations , ensuring compliance with all legal requirements and providing the appropriate structure for your current and possible future needs.
Extra-Provincial Registration:
We assist with registering your company in other jurisdictions, allowing you to expand your business operations seamlessly.
Corporate Record Maintenance:
We manage your corporate records, including filing annual reports, preparing dividend and other corporate resolutions, and ensuring compliance with legal requirements.
Agreement Drafting:
We draft comprehensive shareholders agreements, partnership agreements, and trust agreements to protect your interests and clarify the roles and responsibilities of all parties involved.
Corporate Restructuring:
We facilitate mergers, amalgamations, wind-ups, dissolutions, and other corporate restructuring transactions to help you achieve your business objectives.
Agreement Drafting:
We draft comprehensive shareholders agreements, partnership agreements, and trust agreements to protect your interests and clarify the roles and responsibilities of all parties involved.
Corporate Restructuring:
We facilitate mergers, amalgamations, wind-ups, dissolutions, and other corporate restructuring transactions to help you achieve your business objectives.
Tax-Planned Reorganizations:
Our lawyers assist with complex tax-planned reorganizations to optimize your tax position and ensure compliance with tax laws.
Excellence In Legal
Strategy
Best-in-class legal strategy tailored to your unique situation and goals.
Client-Centered
Approach
Every client receives care, compassion, and personalized attention throughout their case.
Clear Communication
Consistent updates and transparent communication keep you informed every step of the way.
Relentless Perseverance
We fight tirelessly to achieve the outcomes you deserve, no matter the challenge.
Practice Areas